Cash Flow Management is the Secret to the Financial Success of Your Business

According to the U.S. Small Business Administration, more than half of small businesses go belly up in the first year, and 95% never make it to the five-year mark. So what does it take to make sure your small business is successful? Most experts agree that cash flow is the lifeblood of any small business. You need to know where your money is and where it's going. You need to do more than simply monitor your cash flow, you need to actively manage it.

But unless you're a CPA or have a team of accountants on staff, managing your cash flow is no small task. It can be a full time job to track and categorize all the income and expenses of even the smallest company. Then try and match up your spending with your income streams and it gets even more daunting. How do you know if you are in the red or black for each project, product line or property? If you wait until the end of the month (or quarter) to figure it out it will be too late to make adjustments to correct any problems.

In order to survive in today's fast-paced, competitive marketplace, you need to be agile, swift and responsive. You need to make important business decisions each day in order to maximize profitability and ensure that your company is a success.

A New EASY Way to Manage Your Business' Cash Flow

Mvelopes Business is the modern solution to managing your small business's finances. The Mvelopes Business cash flow management system combines innovative, cutting-edge technology with proven financial strategies to create an effective, flexible tool to help manage your cash flow and maximize your company's profitability. It's simple, easy to use, and designed especially for small business owners – even those without an advanced accounting degree.

Mvelopes automatically gathers transactions from all your financial institutions and allows you to easily organize the information to help you understand and manage your cash flow. Mvelopes then provides you with total control of your finances with secure online access to the financial status of each project, product line, service or property – at any time, from anywhere you have internet access, even on your mobile phone! In other words, it allows you to be a little more agile, swift and responsive, to maximize your profitability and avoid becoming a statistic. Because managing a small business is hard enough. Managing your cash flow shouldn't be.

Top Reasons to Use Mvelopes Business

Always know the financial status of every product, project or property

All your income and expenses are broken down by project, product or property in Mvelopes Business. This makes it easy to track your expenses down to the penny so you always know the financial status of each project, at any time. No time-consuming calculations at the end of the month and no guessing where you are financially during the month. Mvelopes provides real time cash flow management to help you make informed spending decisions so you can make critical business decisions.

Automatically track all your purchases

Mvelopes Business simultaneously retrieves all your checking, savings, and credit card transactions from your financial institutions automatically. You then assign each transaction to a project, product or property, depending on the type of business you operate. You can also assign each transaction to an envelope within that project. There's no manual data entry, saving you time and money. No other small business accounting program can match that!

Easy to use and understand

Most “small business” accounting software is really designed for larger companies with an accountant or bookkeeper and focuses on general ledger accounting. You probably couldn't care less about double ledger journal entries. You're interested in cash profitability. Mvelopes Business is built with you in mind – focusing in on cash profitability and eliminating the confusing periphery. It's simple, flexible and effective – no accounting degree required.

Effectively manage credit card spending

Mvelopes Business' credit card spending tracker knows every time you have used a credit card to make a purchase. It sets aside money from your spending envelopes into a credit card payment envelope, enabling you to pay off your credit card purchases in FULL each month. No more costly finance charges and interest payments!

Never miss a payment again

Mvelopes Business includes a full-featured bill pay service, which helps you easily create and manage payments online. Avoid late fees and never miss a payment again. Payments can be made to ANY company or person - up to 15 per month. You'll save time and money – more than $6.00 a month in postage alone. It's so convenient and easy!

Anytime, anywhere online access

Mvelopes Business is completely ONLINE and can be accessed from any web browser with Internet access. So you can easily track your business finances from the office, from the road or from your home computer. You always know exactly how much you have left so you can make informed spending decisions. Also because your data is securely stored on Mvelopes' secure servers you never have to worry about backing up your data. In case of an emergency or in case of a natural disaster, your information remains safe and secure.

Try Mvelopes Business free for one month and see for yourself

You can try the Mvelopes Business System FREE for one month. Once you've tried the system, we know you will love it. There is absolutely no risk and no obligation! If you choose to continue using the Mvelopes Business system pay as little as $14 a month, and of course you may cancel at any time, there are no contracts.

Mvelopes Business gives you:

• Complete Online Spending Management System Instant access to your spending plan and all of your financial information anytime, anywhere. Everything you need to successfully manage the finances of your business.
• Automatic Transaction Retrieval Retrieve all your transactions from all your online financial institutions and credit cards, at once.
• Budget center to allow you to easily manage your projects, products or services and setup spending envelopes for each.
• Full-featured Bill Pay Service up to 15 payments/month including postage.
• Personalized Coaching and Support. Never pay to speak to a customer support representative again, plus get free budget coaching.

	Sign up for the Mvelopes Business Beta Today!
See how simple it is to manage your cash flow online. Sign up for the beta today and get Mvelopes Business free for the entire length of the beta. After the beta you will also get a FREE 30 day trial. You can cancel anytime. Learn more about the beta. Easily track your cash flow and manage your business finances Free during beta and for 30-days after beta. Absolutely no obligation! As little as $14/month* You can cancel anytime**. Give it a try!

*Based on a 2-year membership plan, other plans available.
**You will not be charged during the beta. When the beta period ends you will be informed by email and you will have 30 more days to use Mvelopes Business for free. After the 30-day trial is over you will be billed for the subscription you selected in enrollment. This way you will be able to continue using our services without interruption and without having to submit additional account information. You can cancel at any time during the beta or during the 30-day free trial with no obligation.